Parę lat temu weszły w życie przepisy tzw. ustawy antylichwiarskiej, ustalające kwestię największych odsetek oraz innych opłat powiązanych z udostępnieniem pożyczki. Zmiany dokonano w Kodeksie cywilnym oraz w ustawie o kredycie konsumenckim.
Maksymalne oprocentowanie
Pierwsza fundamentalna zmiana mówi o najwyższym oprocentowaniu kredytów konsumenckich, udzielanych przez banki, jak i inne firmy. Nie ważne, jaki kredyt bierzemy – czy jest to pożyczka w koncie, kredyt gotówkowy, samochodowy czy kredyt na karcie kredytowej. Przepisy stosuje się do każdego rodzaju kredytów przeznaczonych dla klientów indywidualnych i które spełniają kryteria tzw. kredytu konsumenckiego,
(Read the full post about ‘Pozyczki kredyty koszty’…)
As Stephen Hawking once said: “Unless mankind redesigns itself by changing our DNA through altering our genetic makeup, computer-generated robots will take over our world.” So what developments in robotics happened this week?
Robot breakfast
We’ve seen research roboticists perform various odd tricks with their robots, but this one takes the pancake. In the name of developing techniques for dextrous control of objects that robots will encounter when working with people, and for designing cooperative robot systems, scientists took their PR2 robot called James to Germany, where it learned to work with a locally developed version of DLR’s armed robot called Rosie.
(Read the full post about ‘This Week In Bots: Robochefs, Killer Toy Drones, Teacherbots, And More’…)
I hope you don’t mind that I am rehashing this event so much! It was such a dream come true! And it was such a confidence booster/learning experience for me personally. Before I left I really wondered if I would be able to do it. A whole room start to finish. You see, I like to remodel meaning- pull walls out, tweak floor plans, paint walls and change flooring, but when it comes to decorating, I have never felt like I could really do it. This is real life here, I have a budget…okay that is usually $0.00 to create my look, and I often feel like I don’t know how to decorate. But I fi
(Read the full post about ‘Waxing Intellectual… Opinions wanted.’…)
Hawaii is the site of one of the nation’s first tests of strengthened foreclosure laws, and some say the Island State is proving that beefed-up laws designed to protect homeowners may only end up eroding stability in an already weak housing market.
Strengthened foreclosure laws in Hawaii may add to the eroding stability in the state’s already poor housing market.
The legislation, Act 48, was intended to address problems in the former foreclosure procedure, which some borrowers said was a too-rapid process that prevented them from being able to adequately fight for their homes, dispute weak documentation, or pursue loan modifications. T
(Read the full post about ‘Foreclosures Freeze under Hawaii’s Strict New Foreclosure Laws’…)